This is the scheme of giving loan and subsidy facilities to poor and poorest of the women to constitute income generating activities.  In this scheme nationalized and other financial institutions are giving loan facilities at very low interest rates.  Women development Corporation giving subsidy to those women who are eligible in this scheme.  It gives 20% subsidy to general category women  or may Rs.7500/-and 30% to special groups of women like S.C, S.T, Physically Handicapped, widow etc., or may Rs.10000/- maximum scheme unit is one lakh.  According to  the activities taken by the beneficiaries, banks are giving finance and subsidy will be released by the department.

Destitute Cottage for orphan children:

Those children who are not having parents will be admitted to the destitute cottage between the age of 12 to 18 years and providing education, food and shelter.  One Chowdeshwari destitute cottage is running at Rambapuri Mutt, Balehonnur, N.R.Pura Taluk with the assistance of department.

  Santhwana:

The women who are under distress will be providing protection and shelter.  The Toll free phone number is 1091.  Five centres are running in this district. 1) Kasturibasadana, Chikmagalur 2) Sanchi Honnamma Mahila Samaj, Mudigere.  The centers will function for all the 24 hours Veerabhadrewara  Education  sociaty, Kadur, Janachintana samste, Tarikere and Sahara samste, Sringeri.

        District Statistics

m : months ; yrs : years ; AW : Anganwadi Workers ;

AWH : Anganwadi Helpers

Bhagaylakshmi Scheme:

1)       To upheld  the status of Female Child in the  society, the honourable Government of Karnataka introduced this scheme " Bhagayalakshmi ''

      came into existence from 1.4.2006

2)      This scheme pertained to only two female children of the family which are in the below poverty line and also income of the family does not  exeeds  Rs 12000/  in the rural parts and Rs 17000/ in the urban area.                                        

3)      Beneficiaries will get worth of  Rs.10000/-  bond from  1.4.2006 to 31.7.2008.From 1.8.2008 onwards first Beneficiary of the family will get worth of Rs.19300/- and IInd will get worth of Rs. 18350/-face value bonds.

The Beneficiary will get maturity value After 18 years

                          Year                     Face value                  Maturity value  

                          2006-07                  10000/-                      32351/-

                        2007-08                  10000/-                      31765/-

                        2008-09                  10000/-                      31765/-

                [01.04.08-31.07.08]

                        2008-09                 19300/-                      100097/-

                [01.08.08-31.03.09] [onwards]

                        1^st child 

                        2^st child                  18350/-                      100052/-

           4) Bhagyalakshmi beneficiaries will be provided scholarship from 1^st standard  

              to12 th standard in different ranges  those who had  born  in the period of

              1.4.2006 to 31-7-2008.

              Ist , IInd  & IIIrd Standard              Rs. 300

              IVth   Standard                                Rs. 500

              Vth    Standard                                Rs. 600

              VIth  & VIIth Standard                   Rs. 700

              VIIIth Standard                               Rs.  800

               IXth & Xth Standard                      Rs. 1000

               XIth & XIIth Standard                   Rs. 1200

          5) The insured parent of the bhagyalkshmi beneficiary will come under insurance  

               benefit either accident or natural death.

    01.04.2006 to 31.07.2008                                                       01.08.2008 onwards

    Accident death                     - 1 lakh                                                     75000/-

    Total Handicap                     - 75000/-                                                   75000/-

    Partial Handicap                     - 37500/-                                                  37500/-

    Natural Death & Suicide         - 42500/-                                                   30000/-

     6) Bhagyalakshmi beneficiary will be provided  medical re-imbursement upto   

          Rs.  25000/- per year  only for the diseases like kidney, Liver , Heart trouble, 

         Cancer, Burns upto 18 years asper rule.

     7) Insured   parents of the Bhagayalakshmi beneficiary will provide accident

         benefit

ELIGIBILITY CRITERIA FOR CLAIMING THE MATURITY AMOUNT UNDER BHAGYALAKSHMI SCHEME

1)     Immunisation should have been done as per the health department programme.

2)     During  3 to 6 years of age she should have attended anganwadi centre/pre-school centre regularly

3)     Should have taken admission in the school recognized by the education department.

4)      Should have passed from 1^st standard to minimum 8th standard

5)     Where the family has 3 children  the mother or father should  have undergone terminal family planning method.

6)     Should not be a child labour.

7)     Should not  get married       before attaining the age of 18 years.

8)     They should be no  gender discrimination .

    Non fulfillment of the above condition will immediately render the girl child  not      

    eligible for  any benefits under BHAGYALAKSHMI SCHEME.

Statement   Shown the yearwise  sanctioned details under Bhagyalakshmi scheme.

For Further details contact :

The Deputy  Director,

Women & Child Development Department

Zilla panchayath Building 1st  Floor Chickmagalur - 577 101.

PHONE : 08262 - 220930